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Using the New Payments Platform’s real-time payments with a payment request capability, PayTo means businesses can get paid on time, in real time, any time.
PayTo is Australia’s new real-time, direct debit upgrade. PayTo means your business can collect payments from your customers’ bank accounts on time, in real time, any time. PayTo is ready now for you and your customers.
Paypa Plane is the global leader in payment agreements and PayTo is in our DNA.
PayTo means that your business can now combine all the benefits and security of real-time-payments with the utility of automated or recurring payments and solve the pain-points you (and your customers) might be experiencing with your card or direct-debit payments today.
With PayTo, businesses benefit from:
PayTo can support to a range of payment types such as – subscription, installments, balloon, fixed, usage based and variable – really any type of payment agreement you and your customer need can be accommodated by PayTo!
PayTo means that you can collect your payments on your schedule – not the bank’s! No more 3 day+ clearance times, now more holiday or after hours or weekend payment stops, no more batch files, no more late or delayed declined payments.
PayTo takes away the uncertainty and allows you to collect and confirm payments whenever you need to – in real time, all the time.
With PayTo, businesses benefit from:
PayTo supports a range of payments - such as subscriptions, installments, balloon, fixed, usage based, variable and many more. PayTo is flexible and will suit whatever payment arrangement your business needs.
PayTo solves the problems caused by traditional direct-debit payments– no more uncertainty, delayed payments, late dishonours, delayed settlements, or after-hours payment stoppages with PayTo!
PayTo solves the problems caused by traditional direct-debit payments– no more uncertainty, delayed payments, late dishonours, delayed settlements, or after-hours payment stoppages with PayTo!
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Our industry leading PayTo API will seamlessly fit into your existing operations and have you collecting real-time, secure payments in no time. Bring PayTo quickly and easily to upgrade your payment collections and your customer experience.
Pearl is our comprehensive Smart Payment Agreement™ API. Enhance your entire payment strategy and bring the power of Smart Payment Agreements to your existing business systems and all your existing payment streams – cards, PayTo, direct debit and even BPAY.
Pearl allows you to move the dial on your payment strategy and your customers’ experience and brings Smart Payment Agreements into your business and uplifts your customers’ experience.
Avionics is our comprehensive Smart Payment Agreement™ portal that can be white-labelled to create an ideal, on-brand payment management portal and strategy for your business.
Enhance your entire payment strategy and bring the power of Smart Payment Agreements to your business in an environment that is designed for all your business users. You can bring all your existing payment streams – cards, PayTo, direct debit and even BPAY.
Avionics allows you to move the dial on your payment strategy, payment management tools and uplifts your customers’ experience.
Want to start using PayTo to accept payments today? Create a Billycart (by Paypa Plane) account and your business can gain immediate access to PayTo. Billycart comes packed with a range of user-friendly features that will guide you and your team through to start sending payment requests to your customers today.
Learn more about BillycartPaypa Plane is ready to support you on your pathway to unlocking all the benefits of PayTo – wherever you are on you are on your journey.
We can help with:
Elevate your business with swift integration of PayTo functionality through our robust API.
Partner with our committed team to activate PayTo features tailored for your business or enterprise needs. Should your priority be the immediate deployment of PayTo payment solutions, our PayTo API will quickly uplift your current infrastructure.
Create your own PayTo experiences in our ‘out of the box’ portal – Billycart. This will allow you to test drive PayTo in a user-friendly environment that you and your entire team will be able to rapidly adopt. You can start sending payment requests via Billycart within 15mins. Billycart will allow you to integrate PayTo into your CRM, accounting solutions or other software or help you plan for a transition to our PayTo API solution – Pearl Go.
Ready to take your payment strategy to the next level? PayTo is only a part of the story. Talk to our team about how all of your payments can be upgraded to meet the future needs of your business and your payers through our full Smart Payment Agreement solutions.
PayTo is a modern digital payment solution offering a fast, easy and secure way for your customers to pay.
Utilizing PayTo equips businesses with the advantage of real-time account verification, assurance of funds availability, streamlined reconciliation processes, and immediate updates on transaction statuses. This service is bolstered by the infrastructure of Australia's New Payments Platform (NPP), ensuring a reliable and efficient payment experience.
Because your customers have to approve the PayTo payment within their banking application, there is a clear reduction in friendly fraud chargeback processes. Your customers also have the added security of initiating these payments within their banking app.
PayTo payments are real time payments. They are processed 24/7/365 even on public holidays.
PayID enables users to associate memorable identifiers like their phone number or email address with their bank accounts, making transactions simpler and more intuitive.
PayID transactions are 'push' payments, where the payer takes the action to send money. On the other hand, PayTo operates on a 'pull' basis, similar to direct debits, where the payment is initiated by the recipient, allowing them to collect funds directly from the payer's bank account. Both PayTo and PayID were created by the New Payments Platform Australia (NPPA).
PayTo gives control to customers, they have better visibility over their PayTo agreements, improved control (authorisation and ability to pause) and improved security.
Paypa Plane can quickly implement PayTo technology for your business. We will work closely with your engineering team to understand what additional support for implementation may be required. With an initial conversation, we will be able to clearly define a plan to enable your business with PayTo capabilities.