Paypa Plane is the bank-grade platform where traditional scheduled payments and payment initiation via NPPA's PayTo meet. For banks and payment service providers looking to rapidly evolve their product offering without changing their core systems.
Paypa Plane operates in a multi-stakeholder world- working for Bank, Business and Payer. Our 'living' digital payment agreements which link business and payer and bring all future functionality of the NPPA’s mandated payments to existing payment methods today - be it credit/debit cards or traditional direct debit.
This capability caters perfectly for scenarios where payment methods need to be gradually migrated or co-exist for extended periods - without disrupting business processes. One system provides access to all payment types.
Paypa Plane is a layer cake built for 3 levels of users
Banks & PSPs
Paypa Plane integrates into core Business Banking systems, floating over the top of in-bank merchant services and payment channels and enterprise or SME bank accounts. Paypa Plane elevates the business banking service suite now, drives transactional traffic and closes the compliance circle whilst seamlessly preparing the bank for the transition to the NPPA and Mandated Payment Services.
Enterprise & SME Businesses
Paypa Plane is built to significantly increase successful on-time payments in the face of overdue invoices and failing scheduled or subscription payments. We are designed for automated tasks, integrated compliance, payer self-service and scenario-based communications...more cash flow, less heartache.
Payers are the critical (and mostly overlooked) layer in the payment cake. Allowing payers to self-serve and self-manage their payments means consent-to-pay is explicit and payments are compliant and secure. When payers are delivered transparent, dynamic service and self-management tools, there are less failed payments, drastically reduced administration for the business and far fewer disputed transactions.
The payment landscape is shifting right now, yet, most payment systems are not. Rigid operations, one-dimensional data and single service points mean that banks, payment service providers and businesses need to evolve.
Paypa Plane is designed to work with existing systems (from core banking payment structures through to enterprise and SME systems), solve the problems of now and prepare these existing core systems for the next stage of ‘payments’.
It’s the software equivalent of having your layer cake and eating it too.
Considered system design
Our entire suite of services has been designed to be white-labelled for a bank, payment service provider or business. With multiple choices of integration style (ready to embed into and over existing systems), layered user functionality and rich APIs, the right strategy can be designed for every circumstance.
We are for lifting your payments experience and admin efficiency beyond the ordinary so that you can take your business to the next level. We are for stronger customer relationships, improved cash-flow and reduced fees. We are for transparency, compliance, security and trust.
Paypa Plane provides the payment experience that you and your customers deserve.
Payment Flexibility means success
Together we create the ability for your customers to self-manage their payments around the limits you set. With flexibility aimed at generating more successful payments for you, your customers can;
change payment methods (credit card to bank account)
move a payment by the amount you allow
swap their ongoing days to match their pay cycle
they can even 'pay now' in advance!
These functions are important, impactful (to your cash-flow and customer service) and unique to Paypa Plane.
We've got you
We have so many ways to make sure you don’t have to worry about payment compliance or chasing cash-flow... and your customers don’t have to worry about stacking on late fees - keeping everyone happy.
From our Grace PeriodTM (24hrs for your customer to make-up a failed payment and save on fees), our cash-flow dashboard and predictor - even our in-built Recovery functions (there to help you collect overdues without pain or upset) are all built to solve your specific problems and take care of customers at the same time (we love a win-win!)
Setting up with Paypa Plane
One time only, you supply some info about your business so we can ensure we are able to service you as a Paypa Plane client.
This is all us, we add you to our system (porting existing customers across where required). Give you your dashboard access so you can get down to receiving more successful payments.
Send Agreement Requests
New and existing customers alike get a text message and, or an email to complete their two factor secured, digital agreement.
Enjoy the Automation
Our system is designed to minise the amount of human input in recovering payments by allowing the payer maximum reasonable flexability in their payments.
As Seen In
Car Rental Company
‘My staff no longer have to chase failed payments... its incredible. Our customer’s are more comfortable and happier with their payment experience too!’
Paypa Plane actually has my businesses best interests in mind... On time payments and happier members. It's a massive improvement from the old payment facilitator we were using.
Using Paypa Plane at our Football Club has made a massive difference to our club, for the first time in 10 years we've been able to cover our AFLQ fees and the whole culture around paying fees has changed.
Make recurring payments easier for Banks, Businesses & their Customers.
We're saving business thousands of hours each week. Banks even more.