Introducing Pearl, a comprehensive payment product that provides banks and enterprises with seamless access to Paypa Plane's complete payment agreement suite through an API. With Pearl, you can enhance your existing infrastructure and unlock the power of Smart Payment Agreementsā¢ using ACH, FedNow, RTP and credit/debit card payments in one place.
Use Pearl to drive revenue growth, accelerate payment processing, and embrace unparalleled flexibility.
Payment Agreement as a Service (PAaaS) is a service model offered by Paypa Plane that enables enterprises and banks to effortlessly create, manage, and execute Smart Payment Agreementsā¢ with their customers utilising Paypa Plane's robust infrastructure.
This includes recurring payments, instalment plans, and other customized payment arrangements. All of this is achieved through an API without requiring any change to your current infrastructure, or for your staff or customers.
By utilizing Paypa Plane's Pearl product, banks and enterprises can easily activate all payment request and initiation functions. By leveraging Pearl, banks and enterprises can unlock the full potential of both legacy and new methods of payment. Empowering businesses and merchants with the ability to offer enhanced payment options and deliver a seamless payment experience to their customers.
Our exclusive Smart Payment Agreementsā¢ serve as our unique solutions for overseeing consent-to-pay and initiating payments. These orchestrate ongoing, recurring, bill or one-off payments across multiple methods of payment, currencies, and payment gateways. By integrating automated customer care into the payment process, Smart Payment Agreementsā¢ ensure increased transaction success rates for your clients, going beyond mere transaction management.
The Pearl payment suite offers comprehensive access to a wide range of payment methods. Paypa Plane continually develops and updates its suite of payment methods to accommodate emerging options and maintain access to existing ones. As a Paypa Plane client, you have the option to easily opt in or out of specific payment methods based on your banking or business needs.
The Pearl API can be offered to your clients as your own. This presents an excellent opportunity to enable PayTo and other payment options for your business banking or enterprise clients. By using Pearl, you can generate fees for usage and establish a consistent revenue stream.
Smart Payment Agreements require explicit and consent from the payer via our secure portal or their banking app before a payment is initiated. Paypa Plane creates a consent log which helps to reduce the window of opportunity for the payer to dispute a valid payment, for fraudulent activities or for the payer to raise friendly fraud disputes.
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At Paypa Plane, we place the utmost importance on security. Our mission is to empower commercial, business, and institutional banks in developing robust payment strategies that foster lasting connections with their clients.
Paypa Plane is both SOC2 compliant and ISO 27001 Certified. We implement state-of-the-art encryption protocols and employ experienced cybersecurity experts who continuously monitor and update our systems. By safeguarding sensitive financial information and data, we instil confidence and trust in our clients, enabling them to navigate the digital landscape with assurance and build long-lasting customer relationships.
To read more about our commitment to security and compliance, visit our dedicated webpage.
Each of our products pay homage to aviation with their unique names. Our PAaaS product was named after Pearl Young, an extraordinary individual who played a significant role at NASA. Pearl Young was the first technical staff member hired at NASA, and her contributions paved the way for professional women at the Langley Research Center.
During her time at NASA, Pearl Young identified a need for improvement in technical writing skills among inexperienced, young engineers at Langley. As a result, she was appointed as the first Chief Technical Editor, taking on the responsibility of developing a system to review and approve technical documents that effectively communicated Langley's remarkable technical achievements.
Pearl Young's pioneering spirit, trailblazing efforts, and unwavering dedication made her an inspiration to women in STEM fields. Her legacy serves as a reminder of the significant contributions women have made and continue to make in the pursuit of scientific progress and innovation.
Paypa Plane USA inc registered in New York (6805472). Please make sure to read our Terms & Conditions and Privacy Policy documentation.
We at Paypa Plane acknowledge the Wappinger peoples who are the Traditional Custodians of the North American lands from which we work and recognize their ongoing connection to land, waters and community.
